You have choices regarding our use and disclosure of your Personal Data: a. Opting out of receiving electronic communications from us. Where we retain data, we do so in accordance with any limitation periods and records retention obligations that are imposed by applicable law. In most cases, the account approval process is nearly instantaneous and most users will be able to accept payments right away. A privacy policy is a legal document that details how a website gathers, stores, shares, and sells data about its visitors. I've Already Signed Up for Privacy Stripe uses cookies, including advertising cookies, as described in our Cookie Policy. Our service providers are predominantly located in the European Union and the United States of America. After the initial settlement of funds, we will settle funds to the Payout Account according to the Payout Schedule and the terms of this Agreement. One of the best privacy policy generators of 2021. We are a global business. , Sutton Yard, 65 Goswell Road, London, EC1V 7EN, United Kingdom. . To exercise your rights, the Data Protection Officer may be contacted via dpo@stripe.com. If you leave any funds dormant in a Stripe Account and you do not give us instructions where to send them, we may be required by Law to deem the funds to be abandoned by you, and to deliver them to various government agencies. Introduction 1.1 We are committed to safeguarding the privacy of our website visitors and service users. b. Privacy: Protection of Personal Data is very important to us. If you are an existing Stripe user, the changes will come into effect on the date we specify in the Notice, and your use of the Services, API, or Data after a change has taken effect, constitutes your acceptance of the terms of the modified Agreement. Definitions. For your protection, we may need to verify your identity before responding to your request, such as verifying that the email address from which you send the request matches your email address that we have on file. You also agree that Stripe has no fiduciary or any other obligation to you in connection with any Idea you submit to us, and that we are free to use your Ideas without any attribution or compensation to you. This edition contains: new rules and details of changes in the law; expanded sections giving advice to cyclists and horseriders; and a section on traffic law, its effect on road users and penalties for the main offences. If we are unable to contact you, we will treat the funds in your Stripe Account to be abandoned, and will deliver them to the appropriate government authority. 1. Reversals may result from (i) invalidation of a charge by a Payment Method Provider or a Payment Method Acquirer; (ii) funds settled to you in error or without authorisation; and (iii) submission of a Charge in violation of the applicable Payment Method Rules, or where submission of the Charge or your use of Payment Processing Services violates this Agreement. We also use Personal Data to complete payment transactions and to provide payment-related services to our Users. You agree to defend Stripe, our affiliates, and their respective employees, agents, and service providers (each a “Stripe Entity”) against any claim, suit, demand, loss, liability, damage, action, or proceeding (each, a “Claim”) brought by a third party against a Stripe Entity, and you agree to fully reimburse the Stripe Entities for any Claims that result from: (i) your breach of any provision of this Agreement; (ii) any Fees, Fines, Disputes, Refunds, Reversals, Returns, or any other liability we incur that results from your use of the Payment Processing Services; (iii) negligent or wilful misconduct of your employees, contractors, or agents; or (iv) contractual or other relationships between you and Customers. You affirm that you are solely responsible for the nature and quality of the products or services you provide, and for delivery, support, refunds, returns, and for any other ancillary services you provide to your Customers. The rights and remedies of the parties under this Agreement are cumulative, and either party may enforce any of its rights or remedies under this Agreement, along with all other rights and remedies available to it at Law, in equity or under the Payment Method Rules. You may provide third parties with access to your E-money Account. If you are a Customer, Stripe will generally not collect your Personal Data directly from you. Exercising the right to delete. Cookies that we use9.1 We use cookies for the following purposes:(a) authentication â we may use cookies to identify you when you visit our website and as you navigate our website;(b) status â we may use cookies to help us to determine if you are logged into our website;(c) personalisation â we may use cookies to store information about your preferences and to personalise the website for you;(d) security â we may use cookies as an element of the security measures used to protect user accounts, including preventing fraudulent use of login credentials, and to protect our website and services generally;(e) analysis â we use cookies to help us to analyse the use and performance of our website and services; and(f) cookie consent â we use cookies to store your preferences in relation to the use of cookies more generally.10. If we establish a Reserve, we will provide you Notice of the amount, timing, and conditions upon which the funds in the Reserve will be released to you. Upon termination of your Stripe Account, both you and Stripe will remove any public references to our relationship from our respective websites. d. Requirements for Delivery: It should come as no surprise to you that you will need a computer or mobile device, Internet connectivity, and an updated browser to access your Dashboard and review the Notices provided to you. You may not use the API for any purpose, function, or feature not described in the Documentation or otherwise communicated to you by us. Unless a Payment Method Provider or Payment Method Acquirer expressly agrees, neither you nor we have the ability to bind a Payment Method Provider or Payment Method Acquirer to any contract or obligation, and neither party will represent that you or we have such an ability. Your rights7.1 In this Section 7, we have summarised the rights that you have under data protection law. You understand and consent to our sharing this information and to the listing itself, and you will fully reimburse us for any losses we incur from third-party claims, and you waive your rights to bring any direct claims against us that result from such reporting. Some of the technologies we use are necessary for critical functions like security and site integrity, account authentication, security and privacy preferences, internal site usage and maintenance data, and to make the site work correctly for browsing and transactions. We may change this Privacy Policy from time to time to reflect new services, changes in our Personal Data practices or relevant laws. We may amend our policy to reflect changes to our business or legislation. You understand that these services are still in development, may contain bugs or errors, may be feature incomplete, may materially change prior to a full commercial launch, or may never be released commercially. When you accept payment card Transactions, Network Rules specifically prohibit you from (i) providing cash refunds for a Charge on a credit card, unless required by Laws, (ii) initiating a Refund more than five calendar days after issuing a credit to your Customer, (iii) accepting cash, its equivalent, or any other item of value for a Refund, (iv) acting as a payment facilitator, intermediary or aggregator, or otherwise reselling Payment Processing Services on behalf of others, (v) submitting what you believe or know to be a fraudulent Charge or a Charge that has not been authorised by the cardholder, (vi) submitting a Charge where the Transaction has not been completed or the goods or services have not been shipped or provided (except where the cardholder has paid a partial or full prepayment or the cardholder’s consent is obtained for a recurring transaction), (vii) splitting Transactions into multiple Charges unless certain criteria are met, or (vii) using Payment Processing Services in a manner that is an abuse of the payment card networks or a violation of the Network Rules. How we use your personal data2.1 In this Section 2 we have set out:(a) The general categories of personal data that we may process;(b) In the case of personal data that we did not obtain directly from you, the source and specific categories of that data;(c) The purposes for which we may process personal data; and(d) The legal bases of the processing.2.2 We may process data about your use of our website and services (âusage dataâ). If you engage a third party processor to create and deliver a payment card transaction directly to the payment card network, then you may be able to specify that the transaction will be cleared and settled by Stripe via our Payment Processing Services. We will make publishable and secret API keys for live and test Transactions available to you through the Dashboard. “Return” means an instruction initiated by you, a Customer, a Payment Method Provider or a Payment Method Acquirer to return funds unrelated to an existing Charge. The notification data may be processed for the purposes of sending you the relevant notifications and/or newsletters. By using Stripe Connect or Stripe Relay, you authorise Stripe to share Data with any Platform or App that you connect with your Stripe Account through the Dashboard or the API. We encourage you to review the privacy policies of any third party with whom you choose to share your personal information directly. This paragraph is not applicable if you sign up for Paid Services as an in-app purchase via a mobile app store. Stripe ("Stripe", "we", "our" or "us") provides its services globally and the . Settlement to Your Payout Account: A positive balance in your Stripe Account will, subject to the terms of this Agreement, result in settlement to your Payout Account and a negative balance in your Stripe Account will result in a deduction, set-off and/or debit of the amounts owed in accordance with Section C.9 below. Stripe and its affiliates may provide Services to you or your affiliates in other countries or regions under separate agreements. We may make updates to the Stripe IP or new Services available to you automatically as electronically published by Stripe, but we may require action on your part before you may use the Stripe IP or new Services (including activation through the Dashboard, or acceptance of new or additional terms). 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stripe privacy policy uk 2021